Financials your bank, board, and investors don't have to take on faith.
B4Q performs independent audits, reviews, and compilations that give lenders, investors, boards, and grant funders the level of assurance they actually require — not more than you need, not less than they'll accept.
- GAAS-compliant independent audits
- Reviews & compilations too
- Not to be confused with SOC audits
Someone else has to believe your numbers too.
A bank underwriting a loan, an investor evaluating a deal, a board reviewing performance, or a grant funder confirming compliance — none of them can just take your word for your financial statements. They need independent assurance, at a level appropriate to the stakes involved.
Not every situation calls for a full audit. B4Q scopes the right level — audit, review, or compilation — so you're not paying for more assurance than your bank covenant or bylaws actually require.
- 01 Satisfies lender covenants and investor due diligence requirements.
- 02 Strengthens internal controls as a byproduct of the process.
- 03 Scoped to what's actually required, not the most expensive option.
Four engagement types. One audit team.
Whichever level of assurance your stakeholders require, it's performed by the same team that knows your business.
Financial Statement Audits
Full independent examination providing reasonable assurance for investors, lenders, and boards.
Reviews & Compilations
Lighter-touch assurance sized for bank covenants and internal reporting needs.
Employee Benefit Plan Audits
ERISA-required audits for 401(k) and other qualifying employee benefit plans.
Single Audits
Uniform Guidance audits required for organizations expending federal award funds.
Three levels of assurance. Only one costs what you think.
Most businesses default to assuming they need a full audit. Often, a review or compilation satisfies the actual requirement at a fraction of the time and cost.
Compilation
We compile your financial statements from data you provide, presenting them in proper form without expressing any assurance on their accuracy.
- Fastest and least expensive option
- Suitable for internal management use
- Rarely accepted for bank or investor purposes
Review
We perform analytical procedures and inquiries to obtain limited assurance that no material modifications are needed to the financial statements.
- Commonly required for bank loan covenants
- Faster and less costly than a full audit
- No third-party confirmations or physical testing
Audit
The highest level of assurance — full testing, third-party confirmations, and evaluation of internal controls, performed in accordance with GAAS.
- The level most investors and grant funders require
- Includes internal controls evaluation
- An independent opinion, not just a compiled report
From scoping to a report your stakeholders trust.
The same disciplined process regardless of which level of assurance the engagement calls for.
Engagement Scoping & Planning
We confirm which level of assurance your lender, investor, or bylaws actually require before starting fieldwork.
Risk Assessment
We identify where a material misstatement is most likely, so testing focuses where it actually matters.
Fieldwork & Testing
Transactions, balances, and supporting documentation are tested against the evidence standard for the engagement type.
Internal Controls Evaluation
For audits, we evaluate the controls surrounding your financial reporting process as part of the engagement.
Draft Statements & Disclosures
Financial statements and footnote disclosures are drafted and reviewed with you before anything is finalized.
Report Issuance & Presentation
We issue the final report and walk your board or leadership team through the results directly.
The hidden cost of skipping independent assurance.
None of these show up as one dramatic failure — they surface quietly, usually at the worst possible moment in a deal or renewal.
Loan covenant surprises
A bank discovers unaudited financials don't satisfy a covenant well into the loan relationship, not before it.
Investor due diligence delays
A funding round stalls because financials weren't independently reviewed before diligence began.
Missed control weaknesses
Internal control gaps go unnoticed for years because nothing has ever tested them independently.
Grant compliance risk
An organization expends federal award funds without realizing a Single Audit was already required.
An audit team that scopes for your situation, not the biggest invoice.
We tell you honestly which level of assurance you actually need before we tell you what it costs.
Right-Sized Scoping
We confirm what your bank or investor actually requires before recommending an engagement level.
GAAS-Compliant Fieldwork
Every audit follows Generally Accepted Auditing Standards, not a shortcut process.
Books-to-Report, Coordinated
Paired with our bookkeeping service, fieldwork starts from records that are already reconciled.
Board-Ready Presentation
We present results directly to your board or leadership team, not just deliver a PDF.
50+ Businesses Served
Across for-profit, nonprofit, and employee benefit plan engagements.
96% Client Retention
Clients return year after year for the same reliable engagement team.
Auditing & assurance, answered.
Ready for financials your stakeholders don't have to question?
Book a free strategy call and we'll confirm which level of assurance you actually need.